Examples Impact on Society Economic Impact on the Company
Contribute to climate change mitigation and adaptation ■Comprehensive Coverage Plan for Mega-Solar Power Generation

The provision of combined insurance and derivative compensation products to mega-solar operators
Power generation volume under the Comprehensive Coverage Plan for Mega-Solar Power Generation and volume equivalent to CO2 emitted* from thermal power

・ FY2018: 1.7 million tons or more
・ FY2019: 3.0 million tons or more

*Calculation based on national average power generation results from NEDO solar field test and the default values of emission factors by electric utility.
No. of new policies

・ FY2018: approx. 4,600
・ FY2019: approx. 7,100
Strive to improve sustainability of natural capital ■Simplified evaluations of water-related risks

Assess flooding, drought and other water resource risks at business locations, and support business from the perspective of risk management
Ratio of facilities where water
shortage risks are high (total)*

End of FY2018: 42.0%
End of FY2019: 40.7%

*Facilities with a water stress value (ratio of water intake accounted by annual water supply volume) above 40%
Total no. of evaluated facilities

・ End of FY2018: 224 sites
・ End of FY2019: 244 sites
Deal with new risks ■Products to address cyber risk

Provide support for cybersecurity countermeasures and compensation in preparation for damages resulting from the unlikely event of a cyberattack
Companies/organizations protected against cyber risks

・ FY2018: approx. 9,800 companies
・ FY2019: approx. 12,300 companies
Policy growth rate

・ FY2018: 10.1% increase from the previous fiscal year
・ FY2019: 25.2% increase from the previous fiscal year
Create mobility society without accidents ■Telematics-based safe driving support services

Provide services that support safe driving based on telematics technology for corporate customers
Reduction rate of claims paid to said corporate customers*1

FY2018: 36.5%
FY2019: 25.3%

*1 Comparison of claims payments before and after introduction of “Sasaeru NAVI”
No. of corporate customers*2

・ FY2018: approx. 1,400 companies
・ FY2019: approx. 2,800 companies

*2 Number of companies that have introduced “Smart Navi,” “F-Drive” and “Sasaeru NAVI (including Lite)”
Strive for resilient community development ■Regional revitalization initiatives in collaboration with local governments

Providing products and services to solve regional social issues in cooperation with local governments
Number of collaborations with local governments

・ FY2018: 283
・ FY2019: 374
Ripple effect on premium income

FY2019: approx. 9.5 billion yen
Support “good health and longevity” ■Tontine annuities that support future asset formation

A foreign-currency-denominated individual annuity insurance that meets the “usage” needs of customers who receive a greater amount of annuity the longer they live
Total amount paid (average amount received)

・ FY2018: 1.9 billion yen (640,000 yen)
・ FY2019: 3.4 billion yen (600,000 yen)
No. of policies

・ FY2018: approx. 13,000
・ FY2019: approx. 27,000
Work toward realization of “leaving no one behind” ■Dementia “Kobe model”

Accident relief program linked to dementia regulations. Three-pronged scheme consisting of insurance, early screening and accident prevention
No. of Kobe residents who have applied for dementia screening*1

・ End of May 2019: 8,598
・ End of March 2020: 21,446

*1 Total number of applicants from the start (January 28, 2019) of the program (preliminary results as of March 31, 2020)
Premiums income three-year total (estimate)*2

Approx. 390 million yen

*2 Approximate cost (FY2019-FY2021) of the “Kobe Model”