As of April 7, 2023

 

This section contains information about credit ratings assigned to the following companies in the Group.

Rating Agencies Ratings
Assigned		 MS＆AD
Holdings		 Mitsui
Sumitomo
Insurance
Co., Ltd.		 Aioi Nissay
Dowa
Insurance
Co., Ltd.		 Mitsui
Sumitomo
Aioi Life
Insurance
Co., Ltd.		 Mitsui
Sumitomo
Primary Life
Insurance
Co., Ltd.
Standard ＆
Poor’s		 Financial
Strength Rating		 - A+
Stable		 A+
Stable		 - A+
Stable
Long-Term
Issuer Credit
Rating		 - A+
Stable		 A+
Stable		 - -
Short-Term
Issuer Credit
Rating		 - A-1 A-1 - -
Moody’s Insurance
Financial
Strength Rating		 - A1
Stable		 A1
Stable		 - -
Long-Term
Issuer Rating		 - A1
Stable		 - - -
Rating and
Investment
Information,
Inc. (R＆I)		 Issuer Rating - AA
Stable		 AA
Stable		 - -
Insurance
Claims
Paying Ability		 - - - AA
Stable		 AA
Stable
Japan Credit
Rating Agency,
Ltd. (JCR)		 Ability to Pay
Insurance
Claims		 - - AA+
Stable		 - -
Long-Term
Issuer Rating		 AA
Stable		 AA+
Stable		 AA+
Stable		 - -
Short-Term
Rating
(Commercial
Paper)		 - J-1+ J-1+ - -
A.M.Best Co. Financial
Strength Rating		 - A+
Stable		 A+
Stable		 - -
Issuer Credit
Rating		 - aa
Stable		 aa
Stable		 - -

The table below indicates information about credit ratings of overseas subsidiaries.

Rating Agencies Overseas Subsidiaries Credit Ratings
Standard ＆ Poor’s Mitsui Sumitomo Insurance Co.
(Europe), Ltd.
MSIG Insurance (Hong Kong) Ltd.
MSIG Insurance (Singapore) Pte. Ltd.
MSIG Insurance Europe AG		 Applicable to the same ratings of Mitsui
Sumitomo Insurance with the guarantee on
insurance/reinsurance policies, issued by
Mitsui Sumitomo Insurance (the issuer of
the guarantee, the “Guarantor”).
The obligations of the Guarantor under the
guarantee rank pari passu with all other
unsecured indebtedness of the Guarantor.
The guarantee is unconditional and covers
the subsidiaries’ obligations of payment and
not collection.
Aioi Nissay Dowa Insurance Company of
Europe SE
Aioi Nissay Dowa Insurance UK Ltd.		 Applicable to the same rating of Aioi Nissay
Dowa Insurance with the guarantee on
insurance/reinsurance policies, issued by
Aioi Nissay Dowa Insurance (the issuer of
the guarantee, the “Guarantor”).
The obligations of the Guarantor under the
guarantee rank pari passu with all other
unsecured indebtedness of the Guarantor.
The guarantee is unconditional and covers
the subsidiaries’ obligations of payment and
not collection.
Mitsui Sumitomo Insurance Company of
America
Mitsui Sumitomo Insurance USA,
Inc.
MSIG Specialty Insurance USA Inc.		 ＜Financial Strength Rating＞
A+/Stable
Mitsui Sumitomo Insurance (China)
Co., Ltd.
MSIG Mingtai Insurance Co., Ltd.
MS Amlin AG
MS Amlin Insurance SE		 ＜Financial Strength Rating＞
A/Stable
Moody’s Syndicate 2001
MS Amlin AG		 ＜Insurance Financial Strength Rating＞
A1（Stable）
Mitsui Sumitomo Insurance Co.
(Europe), Ltd.		 Applicable to the same ratings of Mitsui
Sumitomo Insurance with the guarantee on
insurance/reinsurance policies, issued by
Mitsui Sumitomo Insurance (the issuer of
the guarantee, the “Guarantor”).
The obligations of the Guarantor under the
guarantee rank pari passu with all other
unsecured indebtedness of the Guarantor.
The guarantee is unconditional and covers
the subsidiaries’ obligations of payment and
not collection.
A.M.Best Co. Mitsui Sumitomo Insurance Company of
America
Mitsui Sumitomo Insurance USA, Inc.
MSIG Specialty Insurance USA Inc.		 ＜Financial Strength Rating＞
A+/Stable
＜Issuer Credit Rating＞
aa/Stable
Syndicate 2001 ＜Financial Strength Rating＞
A/Stable
＜Issuer Credit Rating＞
a+/Stable
MS Amlin AG ＜Financial Strength Rating＞
A/Stable
＜Issuer Credit Rating＞
a/Stable
DTRIC Insurance Company Ltd.
DTRIC Insurance Underwriters, Ltd.		 ＜Financial Strength Rating＞
A-/Stable
＜Issuer Credit Rating＞
a-/Stable
Aioi Nissay Dowa Insurance (China)
Co., Ltd.		 ＜Financial Strength Rating＞
A-/Stable
＜Issuer Credit Rating＞
a-/Stable
MS First Capital Insurance Limited ＜Financial Strength Rating＞
A/Stable
＜Issuer Credit Rating＞
a+/Stable

For definitions of credit ratings and information on credit rating agencies, please visit the sites of the following credit rating agencies: