As of July 1, 2024

 

This section contains information about credit ratings assigned to the following companies in the Group.

Rating Agencies Ratings
Assigned
MS&AD
Holdings
Mitsui
Sumitomo
Insurance
Co., Ltd.
Aioi Nissay
Dowa
Insurance
Co., Ltd.
Mitsui
Sumitomo
Aioi Life
Insurance
Co., Ltd.
Mitsui
Sumitomo
Primary Life
Insurance
Co., Ltd.
Standard &
Poor’s
Financial
Strength Rating
- A+
Stable
A+
Stable
- A+
Stable
Long-Term
Issuer Credit
Rating
- A+
Stable
A+
Stable
- A+
Stable
Moody’s Insurance
Financial
Strength Rating
- A1
Stable
A1
Stable
- -
Long-Term
Issuer Rating
- A1
Stable
- - -
Rating and
Investment
Information,
Inc. (R&I)
Issuer Rating - AA
Stable
AA
Stable
- -
Insurance
Claims
Paying Ability
- - - AA
Stable
AA
Stable
Japan Credit
Rating Agency,
Ltd. (JCR)
Ability to Pay
Insurance
Claims
- - AA+
Stable
- -
Long-Term
Issuer Rating
AA+
Stable
AA+
Stable
AA+
Stable
- -
A.M.Best Co. Financial
Strength Rating
- A+
Stable
A+
Stable
- -
Issuer Credit
Rating
- aa
Stable
aa
Stable
- -

The table below indicates information about credit ratings of overseas subsidiaries.

Rating Agencies Overseas Subsidiaries Credit Ratings
Standard & Poor’s Mitsui Sumitomo Insurance Company of America
Mitsui Sumitomo Insurance USA, Inc.
MSIG Specialty Insurance USA Inc.
<Financial Strength Rating>
A+/Stable
Mitsui Sumitomo Insurance Co.(Europe), Ltd.
MSIG Insurance (Hong Kong) Ltd.
MSIG Insurance (Singapore) Pte. Ltd.
MSIG Insurance Europe AG
MS Amlin AG(MS Reinsurance)
<Financial Strength Rating>
A+/Stable*1
Aioi Nissay Dowa Insurance Company of
Europe SE
Aioi Nissay Dowa Insurance UK Ltd.
<Financial Strength Rating>
A+/Stable*2
Mitsui Sumitomo Insurance (China)
Co., Ltd.
MSIG Mingtai Insurance Co., Ltd.
MS Amlin Insurance SE
<Financial Strength Rating>
A/Stable
Moody’s Syndicate 2001
MS Amlin AG (MS Reinsurance)
<Insurance Financial Strength Rating>
A1(Stable)
Mitsui Sumitomo Insurance Co.
(Europe), Ltd.
<Insurance Financial Strength Rating>
A1(Stable)*1
A.M.Best Co. Mitsui Sumitomo Insurance Company of
America
Mitsui Sumitomo Insurance USA, Inc.
MSIG Specialty Insurance USA Inc.
<Financial Strength Rating>
A+/Stable
MS Amlin AG (MS Reinsurance) <Financial Strength Rating>
A+/Stable*1
Syndicate 2001 <Financial Strength Rating>
A/Positive
MS First Capital Insurance Limited
MS Transverse Specialty Insurance Company
MS Transverse Insurance Company
TRM Specialty Insurance Company
MS Amlin Insurance SE
<Financial Strength Rating>
A/Stable
Aioi Nissay Dowa Insurance (China)
Co., Ltd.
<Financial Strength Rating>
A-/Stable
DTRIC Insurance Company Ltd.
DTRIC Insurance Underwriters, Ltd.
<Financial Strength Rating>
A-/Negative

*1 Applicable to the same ratings of Mitsui Sumitomo Insurance with the guarantee on insurance/reinsurance policies, issued by Mitsui Sumitomo Insurance (the issuer of the guarantee, the “Guarantor”).
The obligations of the Guarantor under the guarantee rank pari passu with all other unsecured indebtedness of the Guarantor.
The guarantee is unconditional and covers the subsidiaries’ obligations of payment and not collection.

*2 Applicable to the same rating of Aioi Nissay Dowa Insurance with the guarantee on insurance/reinsurance policies, issued by Aioi Nissay Dowa Insurance (the issuer of the guarantee, the “Guarantor”).
The obligations of the Guarantor under the guarantee rank pari passu with all other unsecured indebtedness of the Guarantor.
The guarantee is unconditional and covers the subsidiaries’ obligations of payment and not collection.

For definitions of credit ratings and information on credit rating agencies, please visit the sites of the following credit rating agencies: