MS&AD integrated Report covers the Group's aspirations, medium-term strategy, initiatives aimed at solving the challenges faced by society and at increasing corporate value throughout the business.

Integrated Report 2019 features growing CSV initiatives, driving business strategies and enhancing management foundation through our story of value creation to realize a resilient and sustainable society in line with SDGs as leading marks.



<Entire Report>

<Digest Report>

<Individual Sections>

  • The MS&AD Insurance Group's Mission, Vision and Values
  • MS&AD's Story of Value Creation
  • Five Business Domains
  • Positioning in Each Business Domain
  • Group History
  • Key Management Indicators and Total Shareholder Return (TSR)
  • Reviewing the Previous Medium-Term Management Plans since the Groupʼs Founding
  • Risks and Opportunities
  • Overview of the Medium-Term Management Plan “Vision 2021”
  • Progress in the Medium-Term Management Plan “Vision 2021”
  • Financial and Capital Strategy
  • Toward Sustainable Growth and Achieving Targets for Group Adjusted ROE and Group Adjusted Profit
  • Financial and Non-Financial Highlights
  • Domestic Non-Life Insurance Business 
  • Domestic Life Insurance Business
  • International Business
  • Risk-Related Services Business
  • Financial Services Business
  • Asset Management Strategy
  • Aiming for a Resilient and Sustainable Society
  • CSV Initiatives
  • The Sustainability Contest 2018
  • World Map of Natural Catastrophes in 2018
  • Climate-Related Financial Disclosure
  • ERM and Risk Management
  • Promotion of Compliance
  • Promoting Diversity in Human Assets
  • Supporting Sports
  • Trustworthy Quality for Society
  • Corporate Governance
  • Our Management Team
  • Message from Outside Director
  • Dialogue with Shareholders and Investors
  • Basic Knowledge about the Insurance Industry
  • Glossary of Insurance Terminology
  • Corporate Profile
  • Stock and Shareholders
  • Group Business Schematic
  • History of the MS&AD Insurance Group in Japan
  • Group Network and History of International Business
  • Credit Ratings
  • Group Companies Data Sheets
  • Short Commentary: Group Financial Statements
  • Performance Record
  • ESG Evaluation
  • Third-Party Assurance

<Data Sheet>

Solvency margin rate of Mitsui Sumitomo Insurance stated in annual reports from FY2004 through FY2008 is adjusted in the FY2009 report.