MS&AD Holdings is a listed holding company with five directly invested Group insurance companies in Japan: Mitsui Sumitomo Insurance Co., Ltd. (MSI), Aioi Nissay Dowa Insurance Co., Ltd. (ADI), Mitsui Direct General Insurance Co., Ltd. (Mitsui Direct), Mitsui Sumitomo Aioi Life Insurance Co., Ltd. (MSI Aioi Life) and Mitsui Sumitomo Primary Life Insurance Co., Ltd. (MSI Primary Life); and nine affiliated operating companies: MS&AD InterRisk Research Institute & Consulting, Inc., MS&AD Business Support Co., Ltd., MS&AD Staffing Service Co., Ltd., MS&AD Systems Co., Ltd., MS&AD Business Service Co., Ltd., MS&AD Loan Services Co., Ltd., MS&AD GRAND ASSISTANCE Co., Ltd., MS&AD ABILITYWORKS Co., Ltd., and MS&AD VENTURES INC.

Responsible for non-life insurance business, which is a core business of the MS&AD Insurance Group, MSI is exercising its comprehensive capabilities to offer insurance and financial services business globally.

  • Outline

    Date Established :October 1918
    Total Assets :7,098.1 billion yen
    Number of Employees :14,168
    MS&AD Insurance Group Shareholding :100%
    Paid-in Capital :139.5 billion yen
    Net Premiums Written :1,559.5 billion yen
    Head Office :3-9, Kanda Surugadai, Chiyoda-ku, Tokyo

     

    Main Subsidiaries and Affiliates

     

    <International Businesses>

    MSIG Holdings(U. S. A.), Inc. <U. S. A.>
    Mitsui Sumitomo Insurance USA Inc. <U. S. A>
    Mitsui Sumitomo Insurance Company of America <U. S. A>
    MSIG Specialty Insurance USA Inc. <U. S. A>
    Mitsui Sumitomo Seguros S/A. <BRAZIL>
    MS Amlin Corporate Member Limited <U. K.>
    MS Amlin Underwriting Limited <U. K.>
    MSI Corporate Capital Limited <U. K.>
    Mitsui Sumitomo Insurance Company (Europe), Limited <U. K.>
    MS Amlin AG <SWITZERLAND>
    MSIG Insurance Europe AG <GERMANY>
    MS Amlin Insurance SE <BELGIUM>
    MSIG Holdings (Asia) Pte. Ltd. <SINGAPORE>
    MSIG Insurance (Singapore) Pte. Ltd. <SINGAPORE>
    MS First Capital Insurance Limited <SINGAPORE>
    MSIG Mingtai Insurance Co., Ltd. <TAIWAN>
    MSIG Insurance (Hong Kong) Limited <HOGN KONG>
    Mitsui Sumitomo Insurance (China) Company Limited <CHINA>
    MSIG Insurance (Vietnam) Company Limited <VIETNAM>
    Cholamandalam MS General Insurance Company Limited <INDIA>*
    Max Financial Services Limited <INDIA>*
    Max Life Insurance Company Limited <INDIA>*
    PT. Asuransi Jiwa Sinarmas MSIG Tbk <INDONESIA>
    PT. Asuransi MSIG Indonesia <INDONESIA>
    Ceylinco Insurance PLC <SRI LANKA>*
    MSIG Insurance (Thailand) Public Company Limited <THAILAND>
    BPI/MS Insurance Corporation <PHILIPPINES>*
    MSIG Insurance (Malaysia) Bhd. <MALAYSIA>
    Hong Leong Assurance Berhad <MALAYSIA>*
    MSIG Insurance (Lao) Co., Ltd. <LAOS>

     

    <Financial Services and Risk-related Services Businesses>

    MITSUI SUMITOMO INSURANCE Venture Capital Co., Ltd.
    Sumitomo Mitsui DS Asset Management Company, Limited*
    Leadenhall Capital Partners LLP <U. K.>
    MS Financial Reinsurance Limited <BERMUDA>

     

    * Affiliate accounted for under the equity method.

    (As of March 31, 2021)

Responsible for non-life insurance business, which is a core business of the MS&AD Insurance Group, ADI is leveraging its strong relationships with the Toyota Group and the Nippon Life Group and engaging in business based on close relationships with local communities. 

  • Outline

    Date Established :June 1918
    Total Assets :3,745.2 billion yen
    Number of Employees :13,933
    MS&AD Insurance Group Shareholding :100%
    Paid-in Capital :100 billion yen
    Net Premiums Written :1,281.4 billion yen
    Headquarters :28-1, Ebisu 1-chome, Shibuya-ku, Tokyo

     

    Main Subsidiaries and Affiliates

     

    <International Businesses>

    DTRIC Insurance Company, Limited <U.S.A.>
    DTRIC Insurance Underwriters, Limited <U.S.A.>
    Aioi Nissay Dowa Europe Limited <U.K.>
    Aioi Nissay Dowa Insurance UK Limited <U.K.>
    Aioi Nissay Dowa Life Insurance of Europe AG <GERMANY>
    Aioi Nissay Dowa Insurance Comany of Europe SE <LUXEMBOURG>
    Aioi Nissay Dowa Insurance Company Australia Pty Ltd <AUSTRALIA>
    Aioi Nissay Dowa Insurance (China) Company Limited <CHINA>

    (As of March 31, 2021)

Mitsui Direct General is a non-life insurance company that specializes in directly selling personal voluntary automobile insurance to customers via the Internet and phone calls. 

  • Outline

    Date Established :June 1999
    Total Assets :61.8 billion yen
    Number of Employees :559
    MS&AD Insurance Group Shareholding :89.7%
    Paid-in Capital :39.1 billion yen
    Net Premiums Written :36.4 billion yen
    Headquarters :5-1, Koraku 2-chome, Bunkyo-ku, Tokyo

     

    (As of March 31, 2021)

MSI Aioi Life is a life insurance company that offers protection-type life insurance products, while leveraging the Group's marketing network and customer base. The company is realizing a growth model that involves a combination of strategies to utilize unique marketing channels. 

  • Outline

    Date Established :August 1996
    Total Assets :4,534.3 billion yen
    Number of Employees :2,529
    MS&AD Insurance Group Shareholding :100%
    Paid-in Capital :85.5 billion yen
    Amount of Policies in Force :24,266.9 billion yen*
    Headquarters :27-2, Shinkawa 2-chome, Chuo-ku, Tokyo

     

    * The amount of policies in force shows the sum of personal insurance and personal annuity insurance.

    (As of March 31, 2021)

Specializing in the over-the-countersales via financial institutions, MSI Primary Life is a life insurance company that offers asset-building products centered on individual annuity insurance and whole life insurance.

  • Outline

    Date Established :September 2001
    Total Assets :7,024.7 billion yen
    Number of Employees :390
    MS&AD Insurance Group Shareholding :100%
    Paid-in Capital :41.0 billion yen
    Amount of Policies in Force :6,595.8 billion yen *
    Headquarters :3-7, Yaesu 1-chome, Chuo-ku, Tokyo

     

    * The amount of policies in force shows the sum of personal insurance and personal annuity insurance.

    (As of March 31, 2021)

Directly Invested Affiliated Operating Companies

MS&AD InterRisk Research & Consulting is one of the major risk consulting companies in Japan. It provides companies and government entities with consulting, risk survey, research and investigation, information provision and other services related to diverse kinds of risks.
With overseas bases in Singapore, Thailand, and China, the company is seeking to provide risk solutions throughout the world.

  • Outline

    Date Established :January 1993
    MS&AD Insurance Group Shareholding :100%
    Headquarters :WATERRAS ANNEX, 2-105, Kanda Awajicho, Chiyoda-ku, Tokyo

     

    (As of March 31, 2021)

MS&AD Business Support provides the MS&AD Insurance Group with such infrastructure support as printing and logistics and also provides employee welfare services and real estate management services, etc.

  • Outline

    Date Established :September 1950
    MS&AD Insurance Group Shareholding :100%
    Headquarters :3-9-2, Kandaogawamachi, Chiyoda-ku, Tokyo

     

    (As of March 31, 2021)

As the MS&AD Insurance Group's comprehensive human resource company, MS&AD Staffing Service provides each Group company with human resource services and also dispatches and introduces staff to insurance agencies and other customers.

  • Outline

    Date Established :January 1987
    MS&AD Insurance Group Shareholding :100%
    Headquarters :Sumitomosuidobashi Building, 7-8, Sarugakucho 2-chome, Chiyoda-ku, Tokyo

     

    (As of March 31, 2021)

MS&AD Systems supports each MS&AD Insurance Group company by taking responsibility for information systems strategy and by planning, designing, developing, and operating information systems.

  • Outline

    Date Established :July 1986
    MS&AD Insurance Group Shareholding :100%
    Headquarters :Shinjuku Garden Tower, 8-2, Okubo 3-chome, Shinjuku-ku, Tokyo

     

    (As of March 31, 2021)

MS&AD Business Service delivers contract administration services, services related to data entry, the creation of documents and forms, and other services to MS&AD Insurance Group companies.

  • Outline

    Date Established :September 1974
    MS&AD Insurance Group Shareholding :100%
    Headquarters :MS&AD Hachioji Center, 9-1 Takakura-cho, Hachioji-shi, Tokyo

     

    (As of March 31, 2021)

MS&AD Loan Services provides customers within the Group with administration services for investments, loans and mortgage guarantee insurance, credit guarantee services, and loan services for individuals.

  • Outline

    Date Established :October 1976
    MS&AD Insurance Group Shareholding :100%
    Headquarters :3-9, Kanda Surugadai, Chiyoda-ku, Tokyo

     

    (As of March 31, 2021)

As a top-quality call center specializing in assistance services, MS&AD GRAND ASSISTANCE provides such support services as roadside assistance, home assistance and overseas medical assistance.

  • Outline

    Date Established :November 1989
    MS&AD Insurance Group Shareholding :100%
    Headquarters :Re-CLIE Tokorozawa B building, 10-21 Hiyoshi-cho,
     Tokorozawa-shi, Saitama

     

    (As of March 31, 2021)

MS&AD Insurance Group is promoting diversity & inclusion by creating a working environment where employees with disabilities can fully utilize their potential and competence.

  • Outline

    Date Established :June 1, 2018
    MS&AD Insurance Group Shareholding :100%
    Headquarters :Ichigo Shinkawa Building, 22-1, Shinkawa 2-chome, Chuo-ku, Tokyo

    (As of March 31, 2021)

     

MS&AD Ventures Inc. is a corporate venture capital firm. It seeks to invest in startups that may lead to new business models and technologies, enabling MS&AD Insurance Group to establish a competitive advantage as an innovation leader across different markets and global territories.

  • Outline

    Date Established :June 2018
    MS&AD Insurance Group Shareholding :100%
    Headquarters :2730 Sand Hill Road, Menlo Park, CA 94025 U.S.A.

    (As of March 31, 2021)