Concept of Sustainability Information Disclosure

The MS&AD Insurance Group issues an annual Sustainability Report so that stakeholders can better understand the sustainability-related activities at the Group. In addition to including information that is considered important by stakeholders and the Group, the report is published via a website in order to save natural resources.


  • This report focuses on the following priority areas: “contributing to climate change mitigation and adaptation” “striving to improve sustainability of natural capital,” and “implementing activities and dialog that respect human rights,” as well as three priorities which consist "sustainability," which is one of the foundations stated in the Medium-Term Management Plan (2022 -2025): Symbiosis with global environment, Safe and secure society and Happiness of diverse people. 
  • The report also mentions unique initiatives being carried out at Group companies (please refer below for the scope of the report).
  • The report includes a collection of sustainability-related data.

Scope of the Report

Target period

Fiscal 2021 (April 2021 through March 2022)

* Also includes some activities in and after April 2022.

Target organizations and abbreviations

The Company and Group companies are abbreviated as follows.
(The Group’s domestic insurance companies are indicated with a star symbol.)

・MS&AD Insurance Group Holdings, Inc.
⇒“MS&AD Holdings” or “HD”

・Mitsui Sumitomo Insurance Co., Ltd. (★)
⇒“Mitsui Sumitomo Insurance” or “MSI”

・Aioi Nissay Dowa Insurance Co., Ltd. (★)
⇒“Aioi Nissay Dowa Insurance” or “ADI”

・Mitsui Direct General Insurance Co., Ltd. (★)
⇒“Mitsui Direct General Insurance” or “Mitsui Direct General”

・Mitsui Sumitomo Aioi Life Insurance Co., Ltd. (★)
⇒“Mitsui Sumitomo Aioi Life” or “MSI Aioi Life”

・Mitsui Sumitomo Primary Life Insurance Co., Ltd. (★)
⇒“Mitsui Sumitomo Primary Life” or “MSI Primary Life”

・MS&AD InterRisk Research & Consulting, Inc.
⇒“MS&AD InterRisk Research” or “InterRisk”

Timing of Publication

This issue

December 2022

Previous issue

November 2021

Next issue

Scheduled for October 2023

Referred Guidelines

  • GRI, Sustainability Reporting Guidelines (Standard)
  • ISO26000:2010 Guidelines on social responsibility (Japanese Standards Association)