The MS&AD Insurance Group, following the declaration of support of the United Nations Global Compact in June 2004 by MSI as the first financial organization, participates in various initiatives and endeavors to create shared values with society. Environmental, Social and Corporate Governance (ESG) is a method of investing that assesses the company from the viewpoint of corporate sustainability. The MS&AD Insurance Group utilizes the assessments provided by major ESG evaluation organizations to improve its approaches.

The MS&AD Insurance Group keeps its active participation. We also actively participate in the local network of the Global Compact Network Japan.

(*) U.N. Global Compact is the initiative advocated by former UN Secretary-General Annan and commands global companies to abide by and practice 10 principles for human rights, labor, environment, and prevention of corruptive practices.

Human Rights
  Principle 1: Businesses should support and respect the protection of internationally proclaimed human rights.
  Principle 2: make sure that they are not complicit in human rights abuses.

Labour
  Principle 3: Businesses should uphold the freedom of association and the effective recognition of the right to collective bargaining.
  Principle 4: the elimination of all forms of forced and compulsory labour.
  Principle 5: the effective abolition of child labour.
  Principle 6: the elimination of discrimination in respect of employment and occupation.

Environment
  Principle 7: Businesses should support a precautionary approach to environmental challenges.
  Principle 8: undertake initiatives to promote greater environmental responsibility.
  Principle 9: encourage the development and diffusion of environmentally friendly technologies.

Anti-Corruption
  Principle 10: Businesses should work against corruption in all its forms, including extortion and bribery.

The MS&AD Insurance Group has participated in the United Nations Environment Programme Finance Initiatives (UNEP FI) to search, prevail and promote a desirable business in a financial institution that considers the environment and sustainability.
In June 2012, UNEP FI published the "Principles for Sustainable Insurance," requiring insurance companies to consider in their business activities issues related to the environment, society and governance and to play their roles in developing a sustainable world.
The MS&AD Insurance Group has participated in its implementation and signed to endorse the principles.

In June 2015, the MS&AD Insurance Group signed the Principles for Responsible Investment, which call for consideration of ESG (environmental, social, and governance) issues in the decision making process used for investment activities. Moving forward, we will continue to advance constructive dialogue based on an ESG perspective, as well as discussion toward the realization of investment and loan activities that consider ESG issues.

In July 2016, the MS&AD Insurance Group signed the Natural Capital Declaration that declared financial institutions would incorporate the concept of natural capital into their financial products and services for the 21st century. This declaration is advocated by the United Nations Environmental Program Finance Initiative (UNEP FI) and stipulates that endorsing financial institutions shall demonstrate leadership in penetration and implementation of the declaration through engagement with their customers, investee companies, suppliers, civil society, and other stakeholders.

In October 2011, "Principles for Financial Action towards a Sustainable Society (Principles for Financial Action for the 21st Century)" and "Guidelines by Businesses (Insurance, deposit/loan/lease, fund management/security/investment banking)" were published in Japan. These principles were designed to provide behavioral guidelines for financial institutions that desire to fulfill their roles and maintain their responsibility to build a sustainable society.
MS&AD Holdings, MSI, ADI, Mitsui Direct General, MSI Aioi Life, MSI Primary Life and MS&AD InterRisk Research & Consulting signed the principles.

The CDP (formerly known as the Carbon Disclosure Project) is an independent nonprofit organization with the world's largest database for corporate measures against climate changes, and corporations and organizations across the world have made public their emissions of greenhouse effect gases and measures against climate change through CDP. The MS&AD Insurance Group subscribes to its approaches and continuously submits data.

In May 2014, MSI and ADI assented to the main idea of Japan’s Stewardship Code from the perspective of fulfilling social responsibility and announced their support.

The MS&AD Insurance Group has signed up to the Japan Climate Initiative. The Initiative was launched in 2018 with the aim of enhancing Japan’s efforts to address climate change and sharing information on such efforts with the rest of the world. Under the Initiative, companies, local governments and NGOs that are actively engaged in climate change action cooperate toward achieving the goal. Being a signatory to the Initiative also means that we approve of its declaration: “Joining the front line of the global push for decarbonization from Japan.” The declaration represents one of the efforts made toward meeting the well-below 2℃ goal of the Paris Agreement under the United Nations Framework Convention on Climate Change that was adopted in 2015.

The method of investing that assesses corporate sustainability from the standpoint of Environmental, Social and Corporate Governance (ESG) is spreading. The MS&AD Insurance Group utilizes the assessments provided by major ESG evaluation organizations to improve its approaches. As of July 2018, the Company is incorporating the composite of the next ESG Index.

* THE INCLUSION OF The MS&AD Insurance Group IN ANY MSCI INDEXES, AND THE USE OF MSCI LOGOS, TRADEMARKS, SERVICE MARKS OR INDEX NAMES HERIN, DO NOT CONSTITUTE A SPONSORSHIP, ENDORSEMENT OR PROMOTION OF The MS&AD Insurance Group BY MSCI OR ANY OF ITS AFFILIATES. THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. MSCI AND THE MSCI INDEX NAMES AND LOGOS ARE TRADEMARKS OR SERVICE MARKS OF MSCI OR ITS AFFILIATES.