Our Group participates in various initiatives and strives to create shared value with society. We will continue to work to identify and address a diverse range of sustainability issues.

Paris Pledge for Action

We support the “Paris Agreement,” which countries all across the world affirmed in December 2015 to tackle climate change, and we have signaled our intention to work toward this goal by signing the “Paris Pledge for Action.”

Participation in the United Nations Global Compact*

The MS&AD Insurance Group strives to carry out corporate activities with respect to the principles of the UN Global Compact. Furthermore, the Group is involved in the operation and activities of the Global Compact Network Japan, a local network of the UN Global Compact, by serving as an organizer of working sessions.


* An initiative advocated by the former UN Secretary-General Kofi Annan in 1999. It requires global companies to comply with and practice 10 principles related to human rights, labor, environment, and anti-corruption.

The Principles for Sustainable Insurance (PSI) and the Principles for Responsible Investment (PRI)

The MS&AD Insurance Group has been seeking out what are the best practices for financial institutions that take into account environmental and social sustainability, and it has been participating in the United Nations Environment Programme Finance Initiative (UNEP FI) to disseminate and promote these best practices. Our company has signed on to the Principles for Sustainable Insurance (PSI) and the Principles for Responsible Investment (PRI) published by UNEP FI.

Signatory to the Principles for Sustainable Insurance (PSI) and the Principles for Responsible Investment (PRI)

Task Force on Climate-related Financial Disclosures

In June 2017, The Task Force on Climate-related Financial Disclosures (TCFD) released its Final Recommendations constituting a framework for companies and other organizations to voluntarily disclose climate-related information. MS&AD Holdings disclose information on climate-related efforts in line with these Recommendations.

Task Force on Climate-related Financial Disclosures (TCFD)

Japan Climate Initiative

The MS&AD Insurance Group has signed up to the Japan Climate Initiative.  
The Initiative was launched in 2018 with the aim of enhancing Japan’s efforts to address climate change and sharing information on such efforts with the rest of the world. Under the Initiative, companies, local governments and NGOs that are actively engaged in climatechange action cooperate toward achieving the goal. Being a signatory to the Initiative also means that we approve ofits declaration: “Joining the front line of the global push for decarbonization from Japan.” The declaration representsone of the efforts made toward meeting the well-below 2℃ goal of the Paris Agreement under the United NationsFramework Convention on Climate Change that was adopted in 2015.

Natural Capital Finance Alliance

In July 2016 our Group signed the Natural Capital Declaration, which calls on financial institutions to incorporate the concept of “natural capital” into their financial products and services, and we have been taking part in the Natural Capital Finance Alliance (NCFA).


The CDP (formerly known as the Carbon Disclosure Project) is an independent nonprofit organization with the world's largest database for corporate measures against climate changes, and corporations and organizations across the world have disclosed their greenhouse gas emissions and measures against climate change through CDP. The MS&AD Insurance Group subscribes to CDP’s approaches and continuously submits new data.

Principles for Financial Action toward a Sustainable Society in the 21st Century (PFA21)

In October 2011, the “Principles for Financial Action toward a Sustainable Society in the 21st Century (PFA21)” and “Business-specific Guidelines (insurance, deposits, loans and leases, investment management, securities and investment banking)” were released in Japan. These principles were created as action guidelines for financial institutions that want to fulfill their responsibilities and roles in building a sustainable society.
MS&AD Holdings, Mitsui Sumitomo Insurance, Aioi Nissay Dowa Insurance, Mitsui Direct General Insurance, Mitsui Sumitomo Aioi Life Insurance, Mitsui Sumitomo Primary Life Insurance, and MS&AD InterRisk Research & Consulting have signed, showing their intent to follow these principles.

Japan Business Initiative for Biodiversity (JBIB)

In regards to conservation of biodiversity and sustainable use of biological resources, MS&AD Holdings has been serving as the chair company of the Japan Business Initiative for Biodiversity (JBIB), which brings companies together for joint research projects on biodiversity, since JBIB’s founding in April 2008.

Japan Business Initiative for Biodiversity (JBIB) and “The Story of Biodiversity Told by Companies”

Principles for Responsible Institutional Investors

(Japan’s Stewardship Code)

Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance, from the perspective of fulfilling their social responsibility as institutional investors, have announced their support for Japan’s Stewardship Code, a code of behavior laid out for institutional investors.

MSI Our Policies According to Japan’s Stewardship Code

ADI Our Policies According to Japan’s Stewardship Code(Japanese only)


Challenge Zero (innovation challenges toward a decarbonized society) Declaration

In June 2020,  Keidanren (Japan Business Federation) released its “Declaration on Challenge Zero” in support of achieving a net zero regarding greenhouse gas emissions as early as possible, in line with the goal of the Paris Agreement.

“Plastics Smart” Forum

We participated in the Plastics Smart campaign promoted by the Ministry of the Environment and joined the Plastics Smart Forum in July 2019. We will tackle the problem of plastic waste more actively than ever before and contribute to the SDGs by “improving the sustainability of natural capital,” one of the Group’s priority issues.