The depletion of natural capital due to economic activities is expanding globally, posing a significant risk factor for achieving a sustainable society.
Understanding that improving the sustainability of natural capital is a key issue, the Group has been making ongoing efforts through activities such as the establishment of Japan Business Initiative for Biodiversity (JBIB) in 2008, nature-related consulting services, and joint research with universities. We are focusing on initiatives related to natural capital and biodiversity with the aim of realizing a nature-positive society and a world in harmony with nature.

Approving the Taskforce on Nature-related Financial Disclosures (hereinafter “TNFD”)*1, which was inaugurated in 2021, our group is committed to improve the sustainability of natural capital, while also progressing with nature-related disclosure taking reference from the recommendations (v1.0) published by TNFD in September 2023.

The Group has identified risks and opportunities in line with the LEAP approach*2 advocated by TNFD, taking into account dependencies and impacts on nature. Considering the scope of analysis that should be prioritized, we focus on “non-life insurance business,'' “financial services business,'' and “risk-related service business'' as the main targets, taking into account our business scale, impacts on natural capital, and evaluability.


*1 The Taskforce on Nature-related Financial Disclosures (TNFD) to create an information disclosure framework and guide global financial flows toward positive outcomes for nature. 
*2 An integrated assessment process for managing nature-related risks and opportunities, focusing on the region or biome in which the business activities are carried out. “LEAP” stands for four phases: Locate, Evaluate, Assess, Prepare.