Holding company

MS&AD Insurance Group Holdings, Inc.

Domestic insurance companies

Mitsui Sumitomo Insurance Co., Ltd.
Aioi Nissay Dowa Insurance Co., Ltd.
Mitsui Direct General Insurance Co., Ltd.
Mitsui Sumitomo Aioi Life Insurance Co., Ltd.
Mitsui Sumitomo Primary Life Insurance Co., Ltd.

Affiliated companies

MS&AD InterRisk Research & Consulting, Inc.
MS&AD Loan Service Co.,Ltd.
Aioi Nissay Dowa Claims Adjusting Company, Limited
Aioi Nissay Dowa Insurance Service Co., Ltd.
Aioi Nissay Dowa Automobile Research Center Company, Limited
Fure-Ai Do Life Services Co., Ltd.
MSK Marine Service Company,Limited
Mitsui Sumitomo Insurance Care Network.,Inc.
MS&AD Business Support Co.,Ltd.
MSK Anshin-Station Company, Limited

Overseas insurance companies and reinsurance companies, etc.

MSIG Holdings (Asia) Pte. Ltd.
MSIG Insurance (Singapore) Pte. Ltd.
PT. Asuransi MSIG Indonesia
PT. Auto Management Services
Asia Insurance (Cambodia) Plc.
Mitsui Sumitomo Insurance (China) Company Limited
MSIG Insurance (Hong Kong) Limited
MSIG Insurance (Malaysia) Bhd.
MSIG Insurance (Thailand) Public Company Limited
MSI Holding (Thailand) Company Limited
Calm Sea Service Company Limited
MSIG Service and Adjusting (Thailand) Company Limited
MSIG Berhad
Ueang Mai Co., Ltd.
Yardhimar Company Limited
MBTS Broking Services Company Limited
BPI/MS Insurance Corporation
MSIG Insurance (Vietnam) Company Limited
Cholamandalam MS General Insurance Company Limited
Cholamandalam MS Risk Services Limited
MSIG Mingtai Insurance Co., Ltd.
MSIG Insurance (Lao) Co., Ltd.
National Insurance Company Berhad
MSIG Holdings (U.S.A.), Inc.
Mitsui Sumitomo Marine Management (U.S.A.), Inc.
Mitsui Sumitomo Insurance USA Inc.
Mitsui Sumitomo Insurance Company of America
MSIG Specialty Insurance USA Inc.
MSI Risk Management Services, Inc.
Seven Hills Insurance Agency, LLC
Mitsui Sumitomo Seguros S/A.
Mitsui Sumitomo Insurance Company Limited-Escritório de Representação no Brasil Ltda.
SPAC Insurance (Bermuda) Limited
Aioi Nissay Dowa Insurance Company of Europe SE
Toyota Insurance Management SE
Aioi Nissay Dowa Insurance Management Limited
Aioi Nissay Dowa Life Insurance of Europe AG
DTRIC Insurance Company, Limited
DTRIC Insurance Underwriters, Limited
DTRIC Management Company, Limited
Aioi Bangkok Insurance Public Company Limited
Bangkok Chayoratn Company, Limited
Bangkok Chayolife Company, Limited
Aioi Nissay Dowa Management New Zealand Limited
Aioi Nissay Dowa Insurance Company Australia Pty Ltd
Aioi Nissay Dowa Insurance (China) Company Limited
Guang Ai Insurance Brokers Ltd.
LLC Toyota Insurance Management (Insurance Brokers)
LLC Toyota Insurance Management (Insurance Agency)
Toyota Insurance Management (Insurance Broker) LLP
Box Innovation Group Limited
Insure The Box Limited
ITB Services Limited
ITB Web Limited
ITB Telematics Solutions LLP
ITB Premium Finance Limited
MS Financial Reinsurance Limited
Interisk Asia Pte Ltd
InterRisk Consulting (Shanghai) Co.,Ltd
InterRisk Asia (Thailand) Company Limited
MSI GuaranteedWeather, LLC
MSI GuaranteedWeather Trading Limited
Vortex Insurance Agency, LLC
PT. Asuransi Jiwa Sinarmas MSIG
Hong Leong Assurance Berhad
Hong Leong MSIG Takaful Berhad
Max Life Insurance Co. Ltd.
Bangkok Life Assurance PCL
Ceylinco Insurance PLC
MS Amlin Limited
MS Amlin Corporate Services Limited
Leadenhall Capital Partners LLP
Leadenhall Capital Partners US LLC
Leadenhall Capital Partners US LP
AUA Insolvency Risk Services Limited
MS Amlin Underwriting Limited
MS Amlin Corporate Member Limited
Amlin UK Limited
MS Amlin Reinsurance Managers, Inc.
Phoenix Underwriters Limited
MS Amlin (India) Private Limited
Old Company 17 Limited
MSI Corporate Capital Limited
Old Company 18 Limited
Old Amlipden Company 12 Limited
MS Amlin Underwriting Services Limited
MS Amlin Holdings Limited
MS Amlin Investments Limited
Amlin France Legacy Services
MS Amlin Asia Pacific Pte. Ltd.
MS Amlin Labuan Limited
MS Amlin Investment Management Limited
MS Amlin (MENA) Limited
Amlin Netherlands Holding B.V.
MS Amlin Marine N.V.
MS Amlin AG
MS Amlin Insurance SE

Eagle Underwriting Group Inc.
SHUS Holdings Ltd
Bellarmine Ltd
MSIL Limited
Mitsui Sumitomo Insurance Company (Europe), Limited
MSIGHE Limited
MSIG Corporate Services (Europe) Limited
MSIG German Services GmbH
MSIG Insurance Europe AG
Aioi Nissay Dowa Insurance Services USA Corporation
Advanced Connectivity, LLC
Connected Analytic Services, LLC
Toyota Insurance Management Solutions USA, LLC
MS First Capital Insurance Limited
Aioi Nissay Dowa Services Asia Pte. Ltd
Aioi Nissay Dowa Europe Limited
Aioi Nissay Dowa Insurance UK Limited
Toyota Insurance Management South Africa Proprietary Limited
Leadenhall Life Ⅱ GP Limited
Leadenhall Capital Bermuda Limited
KBZ MS General Insurance Company Limited