Below are corporate bonds currently outstanding issued by our group.

As of Sep. 29, 2017

MS&AD Insurance Group Holdings, Inc.

Issue Amount of Issue Coupon Rate Interest Payment Date Maturity Date
Limited first series of domestic subordinated unsecured bonds with interest deferral option and early redemption option JPY 70 billion

1.03% per annum sup{*1}
 

June 26 and December
26 of each year
Dec. 25, 2076 sup{*2}
Limited second series of domestic subordinated unsecured bonds with interest deferral option and early redemption option JPY 30 billion 1.24% per annum sup{*3} June 26 and December
26 of each year
Dec. 25, 2076 sup{*4}
Limited third series of domestic subordinated unsecured bonds with interest deferral option and early redemption option JPY 50 billion 1.18% per annum sup{*5} January 31 and July 31
of each year
Jan. 31, 2047 sup{*6}

*1 (1) From the day immediately following December 26, 2016 until December 26, 2021 : 1.03% per annum
(2) From the day immediately following December 26, 2021 until December 26, 2026 : 6-month Japanese yen LIBOR plus 0.87%
(3) From the day immediately following December 26, 2026 : 6-month Japanese yen LIBOR plus 1.87%
*2 MS&AD Insurance Group Holdings may, at its discretion, redeem the bond (1) on any interest payment date on and after December 26, 2021 or (2) upon the occurrence and continuation of a regulatory event, a tax deductibility event or a rating agency event on and after December 26, 2016, subject to a prior approval of the regulatory authority
*3 (1) From the day immediately following December 26, 2016 until December 26, 2026 : 1.24% per annum
(2) From the day immediately following December 26, 2026 : 6-month Japanese yen LIBOR plus 1.92%
*4 MS&AD Insurance Group Holdings may, at its discretion, redeem the bond (1) on any interest payment date on and after December 26, 2026 or (2) upon the occurrence and continuation of a regulatory event, a tax deductibility event or a rating agency event on and after December 26, 2016, subject to a prior approval of the regulatory authority
*5 (1) From the day immediately following January 31, 2017 until January 31, 2027 : 1.18% per annum
(2) From the day immediately following January 31, 2027 : 6-month Japanese yen LIBOR plus 1.92%
*6 MS&AD Insurance Group Holdings may, at its discretion, redeem the bond (1) on any interest payment date on and after January 31, 2027 or (2) upon the occurrence and continuation of a regulatory event, a tax deductibility event or a rating agency event on and after January 31, 2017, subject to a prior approval of the regulatory authority

Mitsui Sumitomo Insurance Co., Ltd.

Issue Amount of Issue Coupon Rate Interest Payment Date Maturity Date
US Dollar-Denominated Subordinated Notes USD 1.3 billion 7.00% per annum sup{*1} The 15th day of March
and September
Mar. 15, 2072 sup{*2}
Limited first series of domestic subordinated unsecured bond with interest deferrable option and early redeemable option JPY 100 billion 1.07% per annum sup{*3} February 10 and August
10 of each year
Feb. 10, 2076 sup{*4}
Limited second series of domestic subordinated unsecured bond with interest deferrable option and early redeemable option JPY 50 billion 1.39% per annum sup{*5} February 10 and August
10 of each year
Feb. 10, 2076 sup{*6}

*1 The Coupon Rate of the Notes is a fixed rate of 7.00% per annum before March 15, 2022 and a floating rate with step-up thereafter.
*2 The Notes are callable on each interest payment date on and after March 15, 2022 at the discretion of MSI, subject to prior government approval, etc.
*3 (1) From the day immediately following February 10, 2016 until February 10, 2021 : 1.07% per annum
(2) From the day immediately following February 10, 2021 until February 10, 2026 : 6-month Japanese yen LIBOR plus 1.05%
(3) From the day immediately following February 10, 2026 : 6-month Japanese yen LIBOR plus 2.05%
*4 February 10, 2076 (60-year bonds) MSI may, at its discretion, redeem the bond (1) on any interest payment date on and after February 10, 2021 or (2) upon the occurrence and continuation of a regulatory event, a tax deductibility event or a rating agency event on and after February 10, 2016, subject to a prior approval of the regulatory authority
*5 (1) From the day immediately following February 10, 2016 until February 10, 2026 : 1.39% per annum
(2) From the day immediately following February 10, 2026 : 6-month Japanese yen LIBOR plus 2.1%
*6 February 10, 2076 (60-year bonds) MSI may, at its discretion, redeem the bond (1) on any interest payment date on and after February 10, 2026 or (2) upon the occurrence and continuation of a regulatory event, a tax deductibility event or a rating agency event on and after February 10, 2016, subject to a prior approval of the regulatory authority

Aioi Nissay Dowa Insurance Co., Ltd.

Issue Amount of Issue Coupon Rate Interest Payment Date Maturity Date
No.1 Unsecured Bond (Subordinated) JPY 22 billion 1.809% per annum The 27th day of March and September Sep. 27, 2022