The following are the materials and data about CSR approaches of the MS&AD Insurance Group.

 

Subject period:
FY2016 (April 1, 2016 - March 31, 2017)

 

Subject organization and data coverage:

(*1) Companies such as risk-related business operations operated by group companies

Third-Party Assurance

 

The MS&AD Insurance Group has engaged KPMG AZSA Sustainability Co., Ltd. since 2015 to perform an assurance engagement of some selected environmental and social data in order to assure credibility of reported figures. The data subject to the third-party assurance this year is indicated with .

ISO 26000 Core Subjects (Organizational Governance)

Directors (as of 26 June 2017)

Chairman of the Board of Directors

Chairman
(In the absence of the Chairman, President serves concurrently.)

Number of Directors

12

Number of Outside Directors

5

Number of independent members in Outside Directors

5

Corporate Auditors (as of 26 June 2017)

Existence of Auditors' Meeting

In place

Number of Corporate Auditors

4

Number of Outside Corporate Auditors

2

Number of independent members in Outside Corporate Auditors

2

Nomination and Remuneration

Number of Meetings of Board of Directors etc.

(*1) Outside Directors average attendance rate 92.3%
(*2) Outside Corporate Auditors average attendance rate 92.3%

Internal Report System

Yes

Handling Situation of Customer’s Voice

(Percentage change from the previous year in parenthesis)

 

(Units:cases)

(*) In regard to interrupted connections caused by increased incoming calls at the time of product updates in October 2015

ISO 26000 Core Subjects (Environment)

CO2 Emissions in Business Activities

(Percentage change from the previous year in parenthesis)

(*) Figures of CO2 emissions (Scope2) from fiscal 2012 to fiscal 2015 are revised from those disclosed in fiscal 2016
In fiscal 2012, we report on 2 categories of Scope 3 ("employee commuting" and "business trip"). From fiscal 2013 onwards, we report on 9 categories of Scope 3.

Data on Environmental Impact

Scope 1 & 2 Coverage [the Group’s consolidated figures (including overseas Companies)]


(Percentage change from the previous year in parenthesis)

Figures of Electricity from fiscal 2012 to fiscal 2015 are revised from those disclosed in fiscal 2016

 

Scope 3 Coverage (major items)

 

(Percentage change from the previous year in parenthesis)

(*1) In fiscal 2012, the boundary is sites of MS and AD in Japan. In fiscal 2013 and 2014, the boundary is MS, AD, MSA and Overseas.
(*2) In fiscal 2012, the boundary is sites of MS and AD in Japan. In fiscal 2013 and 2014, the boundary is sites of MS, AD and MSA in Japan.
(*3) Significant increase of business travel is due to the acquisition of Amlin plc.

Renewable Energy Generation (Photovoltaic Power)

(*1) MSI Surugadai Main & New bldgs, MSI Osaka Yodoyabashi bldg, ADI Tokyo Customer Center bldg.

Cost Reduction Effect

(*1) Calculated from the average unit price of electricity at MS&AD Holdings. From fiscal 2015 onwards, we include overseas.
(*2) Calculated from the petroleum products price survey gasoline nationwide annual average unit price (Agency for Natural Resources and Energy). From fiscal 2015 onwards, we include overseas.
(*3) Effects of copy paper reduction

Environmental Approaches through Supply Chain

(*) Online "Terms & Conditions" in consideration of environment

ISO 26000 Core Subjects (Community Involvement and Development )

(*1) Total participants
(*2) Including Disaster Relief total amount of Donation Matching Gift, excluding donation from employees

ISO 26000 Core Subjects (Human Rights) (Labor Practices)

Employment(*1)

(*1) Excludes employees transfering out of the company, but includes employess transferring in. Excludes excecutive officers and employees on leave.
(*2) Risk-related service businesses operated by the Group Companies other than those in the domestic insurance industry

Breakdown of group domestic employees

(*1) The end of March of each year
(*2) The number of new hires in April of each year
(*3) Exclude retirees and are calculated based on voluntary resignees

Diversity

(*1) Number of people newly or consecutively re-employed
(*2) Approved at shareholders meeting held each next fiscal year.
(*3) As of April 1st next fiscal year for Group Domestic. As of December 31st for Overseas insuarance subsidiaries

Human Rights

(*1) participation rate of seminars (including employees at affiliated business companies)
(*2) Completion rate of e-learning

Programs for Promoting Work-life Balance

(*) Number of days acquired / granted. Including scheduled / vacation (excluding carring-over) and special vacation such as summer vacation.

Health and Safety at Work

(*1) Number of employees undergoing medical checkup consultation / number of employees
(*2) Include temporary employees in the coverage