Creativity and synergies derived from diversity

Enhancing the comprehensive strengths of the Group through management that leverages the history, culture and characteristics of each Group company

The needs of customers and demands of society constantly change as time passes. Vigilant of these changes, our diversity is a true strength that enables us to stay one step ahead of change and serve our customers.

Diversity in operating companies

Responding to various needs, from non-life insurance to life insurance, and from local communities to global scope

Diversity in partnerships

Robust customer base with the largest network of agencies in Japan through leading corporate groups and financial institutions

Number of domestic
non-life insurance agents*: 86,222

* Simple sum of the number of customers and the number of agents at MSI and ADI
(as of March 31, 2019)

Diversity in products and services

In tune with rapid changes in society, a wide range of products and services cover all sorts of risks for companies and individuals



Diversity in sales channels

Biggest sales channel in the industry provides points of access anytime, anywhere via various opportunities



Diversity in human assets

A corporate culture that respects differences and creates innovation that turns this into a strength

FY 2018

Ratio of overseas employees in consolidated subsidiaries 21.6%
Gender composition of employees 48.0% male 52.0% female
Ratio of employees with disabilities* 2.37%


* Employees at the holding company and five Group domestic insurance companies

Diversity in global networks

High-quality products and services with a strong presence in key overseas markets

Overseas consolidated subsidiaries that share our values: Total of 82 companies Drive growth for the Group by harnessing strengths in their businesses and regions

Alliances with major global insurance companies Tie-ups that leverage market characteristics and local needs, collaborate on digitalization


  • Generali, the largest insurer in Italy
  • Mapfre, the largest insurer in Spain and Latin America
  • AXA, the largest insurer in France
  • Fairfax, a major insurance and financial group with global reach