About this site

This website (http://ms-ad-hd.com/), hereafter referred to as “the Website”, is managed under the administration of MS&AD Insurance Group Holdings, Inc. (“the Company”). We ask that you please read the following cautionary statement and understand its contents before using the website.

1.Forecasts and Estimates

Information contained in this Website includes data of all MS&AD Insurance Group (including the Company) and a wide range of information including the news releases aimed at news media. Although we pay utmost attention to the truthfulness of the information and update of them, we do not guarantee complete accuracy.
This Website only functions as a supplementary method for disclosure of information mandated by law or the stock exchange to be disclosed. We recommend that you also consult the original information disclosed according to the regulations of the stock exchange, such as in our annual securities reports and TDnet (Timely Disclosure Network system).
Also, not all information released by news media are presented in the site, and they are often excerpts taken from the complete content.

2. Future Forecasts

The Website includes statements regarding future performance forecasts for MSI and MS&AD companies. These statements entail certain risks and uncertainties, and the actual performance may differ from the figures forecasted depending on the economic trend, fluctuations in the exchange rate, and changes in various systems including taxation.

3.Stock Quotation

MSI stock quotations posted (at a 20 minute delay) are provided by Daiwa Institute of Research Business Innovation Ltd.Although Daiwa Institute of Research Business Innovation pays the utmost attention for the truthfulness of the information provided, neither we nor Daiwa Institute of Research Business Innovation guarantee complete accuracy. In addition, neither party will be held responsible for any damages caused by this information.

4.Disclaimers

The Company will not be held responsible for any trouble or damages caused by using the Website. In addition, the Company will not be held responsible for any trouble or damages caused due to interruptions or discontinuations of the site, or alterations in the disclosed information.

5.Copyrights

All content on the Website (information, design, logo marks, and other matter) is copyrighted by the Company. The reproduction, use, or editing of content without prior consent is prohibited.

6.Security

The Company makes the utmost effort to prevent illegal access, falsification, and other illegal activities in regard to customer information through the Website. Toward this end, Secure Sockets Layer (SSL) data-signal codification is used for the input of customer data. In addition, firewalls have been installed to protect information on the Website.

7. Handling of Customer Information

Please go to the following link for information on handling of customer information.

8.Recommended browsers

Web browser

Following web browsers are recommended for viewing this website.
• Microsoft Internet Explorer 6.0 and later
• Mozilla Firefox 1.5 and later
• Safari 2.0 and later (*Macintosh only)

Plugins

This Website requires you to install various plugin software such as Adobe Flash Player, Real Player or Windows Media Player to view videos, and Adobe Reader to view PDF data.
These can be downloaded at the following links:

JavaScript

This Website uses JavaScript. You may experience errors in viewing or navigating the page if you have turned JavaScript functions off on your browser. Please turn on JavaScript in your browser settings when viewing the site.

Style Sheets

Some pages on this Website are structured using CSS (Cascading Style Sheets) technology. Please turn on CSS to view the pages properly.

Popup Sites

The Website may inevitably use popups at times. You may experience errors in viewing these pages if you have blocked popups in your browser. To view the pages properly, please unblock popups in your browser settings.

9. Accessibility

The Website especially focuses on accessibility, to allow as many people to access the site easily as possible. Please go to the link below for more information on accessibility.

10.Use of cookies

The Website uses cookies in some cases with the aim of recording data on use, providing and enhancing core services, and otherwise facilitating business activities.

11.Other matters

Japanese laws and ordinances apply to all matters regarding use of the Website.
The Tokyo District Court of Japan is the first court with special legal jurisdiction over any legal disputes or litigation.

*Microsoft Internet Explorer and Windows Media are registered trademarks or trademarks of Microsoft Corporation, of the United States, in the United States and other countries.
*RealPlayer is a registered trademark or filed for approval as a trademark by RealNetwork, Inc., of the United States in the United States and other countries.
*Adobe Flash Player and Adobe Reader are trademarks of Adobe Systems Incorporated.