Information disclosure for shareholder

The MS&AD Insurance Group is conducting investor relations (IR) activities under the following core principles to win trust from shareholders and other investors, as well as to have our corporate value assessed fairly and properly.

IR Policy

Besides disclosing such corporate information as we are required to under statutes or regulations of stock exchanges, we proactively release information that we consider helps investors/shareholders make reasoned investment decisions, ranging from basic policies and management plans to business strategies of the Group, thereby improving the disclosure variation. In disclosing such information, we strive to put out timely, fair and easy-to-understand statements.

The Disclosure Committee was instituted by determination of the Board of Directors. The Committee is composed of corporate officers and general managers assigned to divisions related to information disclosure such as the planning division and accounting division, and outside directors. It is regularly convened for the purpose of assessing the efficacy of information disclosure control in the entire Group, taking action for improvement of this efficacy, and checking the appropriateness of disclosure.

While providing information through our website and presentation meetings on a broadly disseminated basis, we respond in good faith to enquiries from investors/shareholders and securities analysts. We will share within the company such requests and opinions as we have received in the course of IR activities, with a view to making use of them to enhance our corporate value.

Information meeting
(for institutional investors and analysts)

In fiscal 2010, MS&AD Insurance Group was established and it held meetings on financial results and strategy for institutional investors and analysts (information meetings). In addition to the outline of our previous period and the projected result, it presented the Group strategy and policy for related approaches based on MS&AD New Frontier 2013 (our medium-term management plan). And in September and March, it participated in a conference for institutional investors held by an external institution and had meetings jointly and separately.

The video and documents at the meeting (presentation) are published on our website for promoting the information disclosure.

We promote closer communication with institutional investors and analysts inside and outside Japan through separate meetings and response to inquiries. In fiscal 2010, we held about 130 of separate meetings and endeavored to improve the good communication with institutional investors.

We not only report on our business and financial results to our shareholders when sending out invitation of general meetings of shareholders; we also furnish detailed information on these areas when sending out dividend notices. We provide the MS&AD Report twice in a fiscal year, after the announcement of financial statement of previous financial year and interim financial statement.

We also publish a Disclosure Magazine (in Japanese) and Annual Report (in English) for more widespread knowledge of the MS&AD Insurance Group.

The video, documents and each brochure at meetings

Daiwa IR [Internet IR Best Company Prize 2010]

We are making efforts to improve the IR section within the official website of the MS&AD Insurance Group to give shareholders and investors a timely disclosure of corporate information and financial results information. The site also displays information, in both Japanese and English, on our financial statements and the substance of information meetings, for perusal by shareholders and investors in Japan and other countries.

We should add that our IR website has received the “Internet IR Best Company Prize 2010” from Daiwa IR.