The MS&AD Insurance Group positions environmental problems as an important management issue, and aims to build a sustainable relationship between the Earth's environment and our business activities. Based on the MS&AD Insurance Group Environmental Basic Policy, we are actively engaging in environmental activities.

Environmental Basic Policy

MS&AD Insurance Group Environmental Basic Policy


Under its Group Mission Statement, “Through our insurance and financial service businesses, bringing security and safety to people and businesses around the world and making a lasting contribution to the enrichment of society,” the MS&AD Insurance Group has made the environment a part of its corporate strategy. The Group has established the following Key Issues and is advancing efforts in these areas in line with the Standards of Conduct listed below.
The Group is committed to ongoing improvement through its environmental management system, and to abiding by environment-related laws, regulations, principles and guidelines agreed to by all members of the MS&AD Insurance Group.

1. Key Issues

(1) Mitigation of and adaptation to climate change
(2) Sustainable use of resources
(3) Reduction of environmental burden
(4) Preservation of biodiversity

2. Standards of Conduct

(1) Initiatives via our insurance and financial services
We will create insurance and financial services that contribute to the Key Issues, and work to resolve social issues and thus enhance corporate value.


(2) Initiatives as part of the business process
Through an innovative reassessment of our business processes, we will work to enhance quality and improve business operations, while making more efficient use of resources and energy.


(3) Environmental awareness and protection activities
By raising environmental awareness among all of our executives and employees, our communities and the next generation, we will work with stakeholders to promote environmental protection activities, gaining their trust and building sympathy for these issues.


Established April 1, 2010
Revised April 1, 2016

Policies and Management Systems Related to Environmental and Social Contribution Activities

All Group companies have been working collectively on solving environmental issues by combining ISO14001 certification, the international standard for environmental management system with “MS&AD Our Earth Project”, the Group’s unique environmental management system.

Approach for Acquisition and Maintenance of ISO 14001 Certification

The MS&AD Insurance Group is working to acquire and maintain ISO14001certification, the international standard for environmental management system. The MS&AD Insurance Group has formed a common environmental policy and management manual. We are promoting the provision of products and services that lead to solving environmental issues, and promoting operational efficiency through activities in our business at the headquarters of seven Group companies(*).


(*) MS&AD Holdings, MSI, ADI, Mitsui Direct General, MSI Aioi Life, MSI Primary Life, InterRisk Research Institute & Consulting

Support for Certification under Eco Action 21

The MS&AD Insurance Group supports to obtain certification under Eco Action 21 for environmental management systems recommended by the Ministry of the Environment. MSI participates in "Partner companies Greening Program" in which auditors in each areas hold seminars and provide follow-up for the members of "Advance Club", an organization of service and repair shop agents who engage in eco-maintenance, and is continuing to engage in environmental management.
ADI is focusing on the prevention of global warming together with local communities by promoting proposal activities to local SMEs as well as to the agents.

MS&AD Our Earth Project

"MS&AD Our Earth Project" logo
"MS&AD Our Earth Project" logo

The MS&AD Insurance Group and its bases are promoting “MS&AD Our Earth Project” to push forward with environmental and social contribution activities. The Group as a whole is grappling with activities for reducing the consumption of electricity, gasoline and paper, which are consumed in our business activities, and conserving biodiversity and contributing to society.
In fiscal 2015, the original logo was selected by a vote of all group employees to further promote these activities. We created this logo in collaboration with an NPO by making a request to a young artist. It expresses the idea that each one of our employees engages in environmental and social contribution activities to create the Earth's future for all of us.

Awareness Raising Activities for Stakeholders

The MS&AD Insurance Group, together with society, has been making efforts to build a sustainable global environment.

Spread of Eco-maintenance and Eco-inspection

Through the Advance Club, an organization of service and repair shop agents, MSI is promoting the spread of eco-maintenance and eco-inspection. Eco-maintenance and eco-inspection consist mainly of engine washing; the interiors of combustion chambers in automobile engines are washed by a special procedure. Besides curtailing emissions of toxic gas, the removal of residue of carbon and other substances in the chambers helps to reduce CO2 emissions because it improves fuel efficiency and thereby decreases fuel use. As of March 31, 2017, the number of repair shops performing engine washing reached 391.

Promotion of Eco Safety Driving

In the non-life insurance industry, approaches to building environment-friendly, accident-free society have been pursued by practicing "Eco Safety Driving". The MS&AD Insurance Group has prepared tools to assist promotion of eco safe driving, a term referring to practices that are gentle to the environment, help to reduce fuel costs, and also decrease accidents. We are actively advocating these practices to corporate customers.

Enlightenment of the Employee

MS&AD Eco Smile Check

We believe that continuous awareness activities for our employees, the principle actors of our business, are necessary in order to promote the Group’s environmental and social contribution activities.
The MS&AD Insurance Group conducts its “MS&AD Eco Smile Check” campaign every year so that every employee can reflect on environmental protection and social contribution activities—such as eco-life practices including energy saving, eco-activities at office, volunteer work, charitable giving—as well as enhancing their consciousness toward them.

Environmental and Social Contribution Education

Environmental problems surrounding us, such as global warming and the crisis of biodiversity, are becoming more serious. To tackle these environmental problems, the MS&AD Insurance Group is conducting e-learning sessions, etc. for environmental education in order to share that same recognition with all of our employees.

Awarded Minister of the Environment’s Award at “Environmental Education Award 2016”

The MS&AD Insurance Group was selected for the Environment Minister’s Award (grand prize) at “the Environmental Education Award 2016” organized by the Environmental Consortium for Leadership Development (Eco Lead) of Ministry of Environment. The Group's efforts for human resource development for raising awareness about environmental and societal issues were recognized. Following the excellent awards received in 2014 and 2015, the Group received the Minister’s Award (grand prize) in 2016.