Reduction of Environmental Burden from Business Activities
The MS&AD Insurance Group operates group-wide environmental management systems to reduce the environmental burden of its business activities.
Medium- and long-term reduction goal of CO2
The MS&AD Insurance Group set up medium- and long-term reduction goal of CO2 in September, 2010
| Fiscal year | Reduction target of CO2 (compare to base year) | CO2 emissions* | Crude oil equivalent | |
|---|---|---|---|---|
| [Base year] | Fiscal 2009 | - | 145,658t | 51,881kl |
| [Medium-term reduction goal] | Fiscal 2012 | 4% | 139,832t | 49,806kl |
| [Long-term reduction goal] | Fiscal 2020 | 30% | 101,960t | 36,317kl |
Based on this reduction target of CO2, the domestic insurance companies in the Group(MSI, Aioi Nissay Dowa, Mitsui Direct, MS Primary Life)set up Medium- and long-term reduction goal with concrete measures respectively.
* CO2 emissions in this plan
・All energy usage at all of locations in Japan of the MS&AD Insurance Group (Calculation based on revised Rationalization in Energy Use Law)
・Gasoline consumption of domestic company-owned cars of MS&AD Insurance Group
・As for CO2 emission volume, defined by emission factor used for GHG Accounting, Reporting and Publication System under Law Concerning the Promotion of the Measures to Cope with Global Warming.
Reduction status of Environmental Burden
Status of energy use in MS&AD Insurance Group
In the MS&AD Insurance Group, all employees are involved in activities of energy and resource conservation and recycling. Especially for the prevention of global warming, the entire group is striving to minimize the energy use to attain the medium- to long-term reduction goal of CO2.
| Fiscal 2010 | 142,073 t-CO2 (year-on-year basis -2.5%) |
|---|---|
| Fiscal 2009 | 145,658 t-CO2 |
Environmental Management
To attain the medium- and long-term plan of CO2 reduction that MS&AD Insurance Group formulated in September, 2010, the Group will promote the measures by improving environmental management systems continually.
Approach for acquisition and maintenance of ISO 14001 certification
For on-going promotion of environmental approaches, the MS&AD Insurance Group is promoting the acquisition and maintenance of certification under ISO 14001, the international standard for environmental management systems.
In December 2000, the former MSIG became the first financial institution doing business nationwide to obtain the certification, and has been expanding the range of application. In fiscal 2010, our Group formed the environmental policy management manual and since fiscal 2011, MS Primary Life Insurance adopted ISO14001, engaging in to obtain the certification in order that all member company of the Group attain the certification.

Environmental statement of Aioi Nissay Dowa
To promote concrete practice of our Environmental Policy, Aioi Nissay Dowa released the Aioi Nissay Dowa Statement (the former IOI Environmental Statement) in April 2009. The dedicated agents group likewise released an environmental statement at the same time. The company is therefore promoting the Eco Challenge Campaign and the Eco Smile Campaign for preservation of the global environment by its executives, employees, and agents.
Purchasing Green Power Certification
MSI has used electricity generated from natural energies for all electricity consumed in Surugadai Building since October, 2010, which is 7.6million kilowatts per year, by utilizing Green Power Certification system.
