Profile of the MS&AD Insurance Group

Financial Statement Highlights

Presents digest information for the performance of the MS&AD Insurance Group.

Outline of consolidated financial statements / Fiscal 2010 (MS&AD Holdings)

(100 million yen)

 
Fiscal 2009*1
Fiscal 2010
 
Increase-decrease
Increase-decrease rate [%]
Net premiums written*2
25,190
25,414
223
0.9
Ordinary profit
991
210
-781
-78.8
Net income
573
54
-519
-90.5
Total assets
114,813
114,450
-363
-0.3
Net assets
18,623
16,333
-2,289
-12.3

Ordinary profit and Net income of fiscal 2010 includes the impacts of underwriting expenses of the Great East Japan Earthquake, 64.7billion yen. (excluding the Residential Earthquake Insurance)

Net premiums by lines (Group total)

Net premiums written by lines*2 (100 million yen)
 
Fiscal 2009*1
Fiscal 2010
 
Increase-decrease rate [%]
 
Increase-decrease rate [%]
Fire
3,717
0.5
3,545
-4.6
Marine
842
-19.4
894
6.2
Personal accident
2,087
-1.1
2,127
1.9
Voluntary automobile
12,519
0.1
12,895
3.0
Compulsory automobile liability
2,726
-8.7
2,738
0.4
Other
3,296
-7.6
3,212
-2.6
Total
25,190
-2.8
25,414
0.9
Insurance premium paid by lines (100 million yen)
 
Fiscal 2009*1
Fiscal 2010
 
Increase-decrease rate [%]
 
Increase-decrease rate [%]
Fire
1,527
2.6
1,373
-10.1
Marine
462
-5.2
398
-13.9
Personal accident
1,151
5.9
1,125
-2.2
Voluntary automobile
7,998
1.9
8,370
4.6
Compulsory automobile liability
2,581
-2.8
2,608
1.1
Other
2,412
5.4
1,984
-17.7
Total
16,134
1.7
15,861
-1.7

*1 FY2009 figures are the simple aggregate of those for the former MSIG (consolidated), the former Aioi (consolidated), and the former Nissay Dowa (non-consolidated).

*2 Figures are presented exclusive of the “Good Result Return (GRR)” premiums of MSI’s proprietary automobile insurance product “Modo-Rich,” which contains a special clause for premium adjustment and refund at maturity.

CSR