Message from Management

First of all, we would like to thank you for your consistent support.

Following the fresh start as MS&AD Insurance Group Holdings,Inc. on April 1, 2010 through business integration of Mitsui Sumitomo Insurance Group Holdings, Inc., Aioi Insurance Co.,Ltd.("AIOI") and Nissay Dowa General Insurance Co., Ltd. ("NDGI"), AIOI and NDGI are going to merge in this October to form Aioi Nissay Dowa General Insurance Co., Ltd.

We have positioned domestic non-life insurance business, domestic life insurance business, overseas business, financial service business, and risk-related business as our "five core businesses".

Through these 5 core businesses, we provide high-quality products and services that will satisfy customers in every market in Japan and overseas, based on the operational strength of each Group Company and reliable sales network for our customers.

Under our mission and vision all of us at the Group have shared since the integration, we seek to achieve sustainable growth and to enhance enterprise value through the creation of a world-leading insurance and financial services group that operates globally, by rapidly and significantly improving the quality and expanding the quantity of operating bases and corporate resources.

All of our business activities here are aimed at putting our mission and vision into practice. This is the basis of our socially responsible performance that applies in all aspects of the Group.

We would be very grateful for your continued support in the future.