Basic Policy for Disclosure of Information

Japanese

MS&AD Holdings formulated the Group disclosure policy as the “MS&AD Insurance Group Basic Policy for Disclosure.” Under this policy, all Group companies are required to comply in every way with the disclosure rules stipulated in laws and regulations, the disclosure rules of stock exchanges, and any other relevant laws and regulations. At the same time, Group companies seek to ensure proper disclosure of information so that all stakeholders are kept accurately and promptly informed.

MS&AD Insurance Group Basic Policy for Disclosure of Information

MS&AD Insurance Group Holdings, Inc. and the domestic Group insurance companies (referring to the five companies of Mitsui Sumitomo Insurance Co., Ltd., Aioi Nissay Dowa Insurance Co., Ltd., Mitsui Direct General Insurance Co., Ltd., Mitsui Sumitomo Aioi Life Insurance Co., Ltd. and Mitsui Sumitomo Primary Insurance Co., Ltd.) shall carry out the disclosure of information as follows for the purpose of communicating important information relating to the MS&AD Insurance Group in a manner that is accurate, timely and fair.

1. Basic Stance on Disclosure of Information

Disclosure of information pertaining to the MS&AD Insurance Group shall be carried out so that parties such as customers, shareholders and investors can be well informed of and understand the state of the Group.

2. Standards for Disclosure of Information

Disclosure of information shall be conducted in a timely manner in accordance with the relevant laws and such regulations as “Securities Listing Regulations” and “Rules on Timely Disclosure of Corporate Information by Issuers of Listed Securities” prescribed by the Financial Instruments Exchanges (collectively, “Regulations for Timely Disclosures of Information”). In addition, information that would serve for parties such as customers, shareholders and investors to make decisions in relation to contract investment and so on shall also be disclosed even if it is not information required by Regulations for Timely Disclosures of Information.

3. Methods for Disclosure of Information

Disclosure of information from the MS&AD Insurance Group shall be conducted in a manner that is intended to reach the appropriate parties such as customers, shareholders and investors by way of diverse means such as disclosure brochures, news releases and internet websites.

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