Aioi Insurance, Nissay Dowa General Insurance, and Mitsui Sumitomo Insurance Group will improve the quality of our business process by making use of their individual expertise and infrastructure. Through these efforts, we will develop and provide attractive products and services geared to the diverse needs of customers.

We will accelerate growth by providing customers with attractive products and services from an expanded base of operations, principally through cross-selling as well as through other sales channels such as financial institutions, life insurance agencies, and direct sales.

Calling on the strength of the new Group's enhanced network, which boasts more than 300 offices in over 40 countries, we will operate a dynamic insurance business to provide products and services geared to the diverse risks emerging in the world.

We are expanding our asset management business by enhancing the marketability of products and sales capabilities, while also restructuring a financial guarantee business, actively promoting a 401k business, and expanding operations in Alternative Risk Transfers (ART), personal loans, and venture capital.

In addition to insurance, we provide other services that contribute to customer risk solutions, such as a risk management business, nursing care business, asset valuation and appraisal business, and assistance business.